The purchase costs depend on whether you are buying a new build or a resale property. For a new build, budget approximately 13–14% on top of the listed price to cover VAT, AJD (Actos Jurídicos Documentados), notary fees, land registry fees, and solicitor fees. For a resale, the equivalent figure is approximately 11–12%, with Property Transfer Tax (ITP) at 9% being the main cost. Prices advertised on portals and websites never include these costs — always factor them in from the start.

